Behind the Scenes â€" How Your Risk is Calculated
Quotes for private health insurance are so easy and simple to get these days. Fill in a quick form on the internet and a figure is sent back to you almost instantly. But have you ever wondered how private medical insurance companies arrive at a certain sum?
How much you pay for private health cover depends on risk factors. These obviously vary from person to person and result in a very personalised quote for every individual. Age is the main variant which affects the cost of or example, manual labour occupations would pose more of a danger than a secretarial position. The area of the UK in which you live can also provide variance on your health insurance quote because of issues such as the size of the local population, the waiting times at your nearby NHS facilities, the ratio of people to NHS services and the cost of private healthcare in your area.
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